hsbc student account review

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Average Ratings
Customer Service2.6/10 Based on 13 ratings
Ease of Use3.6/10 Based on 15 ratings
Overdraft Facility3.5/10 Based on 4 ratings
Reviewer Rating2.7/10
Overall Rating2.7/10 Based on 22 ratings
24% Recommended5 out of 21 Reviews

Review of HSBC Student Account

  • Review 1 of 21

By Guest. on 12th Jul 2008

Guest.'s Ratings
Customer Service1/10
Ease of Use7/10
Overdraft Facility1/10
Overall value4/10
no Guest.'s recommendation

Good Points

Internet banking is fast and easy to use.

Bad Points

The three times I've telephoned customer service, the operator has not understood what I was trying to ask. This became quite problematic when I lost my cheque book and needed a new one - I found it absurd that someone on the end of a phone to a bank didn't understand the word 'lost'.

General Comments

When I signed up to the HSBC student account, I was offered a £1000 overdraft - which was brilliant, and was exactly what I wanted. What I actually got, however, was £800. I had to go into my branch three times before they would increase it. If you're paying for your accommodation from your student loan, don't get an HSBC account - the overdraft isn't high enough to support you sensibly for a year. Try Halifax or Natwest.

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