sham83's Review of HSBC Current Account
7th Jul 2008
Overall Rating
- Customer Service
- Ease of use
None.
Bad Points
Overdraft fees!
General Comments
I'm very disappointed with these guys. I've had a very bad year with them. I was £11 overdrawn for less than 24hrs and when I went in to make a deposit I found I'd been charged £25! a few days later same thing happened, this time for a couple of pounds and bam another £25 was charged. Its ridiculous. I wish they'd at least notify you first, or give you a window period to pay back...and then charge you. I'm looking to change banks. any suggestions?
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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