Northern Rock Mortgage Review

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1.4 stars
Average rating for this product is: 1.4 out of 5

From 1 rating and 31 reviews

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eileen t's Review of Northern Rock Mortgage

20th Jun 2008

Overall Rating

0.5 stars
  • Value for money
    0 stars
  • Repayment Method
    Repayment
  • Product
    Variable rate
Good Points

We first went to N/R 2002 with a together mortgage,no probs there,remortgaged 2006, again no probs!!!!


Bad Points

Now the problems begin!


General Comments

What can i say except help! Spoke to Northern Rock about moving house. They asked value etc, Fine they say,you have 9,400 to play with,DO YOU STILL WANT 100%?? YES i say NO PROBLEM THEY SAY. So there i go put the house up for sale,A querie pops up so i ring N/R,then floor me by saying when you put down your 10% deposit WHAT!! I SAY oh yes we dont do 100% now so you need 10% down.so thank you N/R i now need around 12,500 what with deposit and fees.QUESTION!!! DO I HAVE THAT MONEY!!!! HELL NO. So now out of pocket by 900.00 and cannot afford to move anywhere.THANKS FOR NOTHING NORTHERN ROCK.

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Trackeruntil 30.04.2011(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR