Halifax Bank Current Account Review
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From 3 ratings and 54 reviews
7% of users recommend this product
Guest's Review of Halifax Bank Current Account
19th Jun 2008
Overall Rating
- Customer Service

- Ease of use

Internet banking is very clear and comprehensive, customer service in branch and on the telephone is exemplarary, loads of options for savings accounts and savings advisors in branch to tell you how to ensure you get the best interest, no sales pressures, I'm often advised the best deal is online and told how to go home and set it up.
Bad Points
5% on the High Interest Current Account is only when paying in over £1000/month, paying a Halifax credit card bill still takes 3 days from a Halifax account.
General Comments
I've banked with Natwest and HSBC previously. Both banks have given me disappointing customer service in branch, one constantly answering my questions with 'speak to telephone banking', another removing my authorised overdraft because I was always in credit. I moved my ISA initially to Halifax, but everything has followed. I now have 3 savings accounts, my current account and a credit card, which was offered to me with 15 months 0% interest on purchases, 12 months 0% interest on balance transfers because I'm a valued customer. The cynic I am, I went and checked the best offers for new customers, other existing customers, everything I could find, nothing with more than 6 months 0% on purchases. They really do value my custom. If people can't stay on top of their finances, they can't complain. It seems to me this site is full of people who expect something for nothing, can't accept responsibility for their own financial mismanagement. Halifax are, in my opinion, head and shoulders above HSBC and Natwest in terms of value, customer services and online facilities.
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Web Links
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HM Revenue & Customs: Individual Savings Accounts (ISAs)
Individual savers are able to invest in two separate ISAs in any one tax year: one cash ISA and one stocks and shares ISA.
www.hmrc.gov.uk -
HM Revenue & Customs: Individual Savings Account (ISAs)
Other useful links ... Annual Returns and Claims ... Annual Returns of Information
www.hmrc.gov.uk -
Individual Savings Accounts
Individual Savings Accounts - Looking for a good Isa deal? then we have a range of UK Isa put together which make a good Isa deal. ... The interest will vary depending on the type of account that is chosen.
www. individualsavingsaccounts .net -
Best Choice UK :: Individual Savings Account (ISA) ::
Individual Savings Account (ISA); The Basics; Introduced in April 1999 the ISA was designed to replace the Personal Equity Plan.
www.bestchoiceuk.com -
Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account (ISA) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity Plans...
en.wikipedia.org -
If you haven't taken out an Isa yet, there's no time to lose | Money |
So, if you are thinking about taking out an Individual Savings Account (Isa) in the waning weeks of this tax year, advisers believe it ... Regular saving, rather than investing a lump sum in one go,
www.guardian.co.uk -
ISAs (Individual Savings Accounts) : FSA Money made clear ?
Disclaimer: Our website and publications aim to give you general information to help you make financial decisions. It is not advice, nor can it take account of your own particular circumstances.
www. moneymadeclear .fsa.gov.uk -
Individual Savings Account | A-Z of financial terms | This is Money
Stories that mention Individual Savings Account... ... 3 Can we open a savings account in the UK?; ... Money saving tools
www. thisismoney .co.uk -
ISAs - Personal - Savings - Personal Banking - Clydesdale Bank
Are you paying too much tax on the interest your hard-earned savings make for you? Maximise your savings with a tax-efficient Individual Savings Account (ISA).
www.cbonline.co.uk -
children saving account, savings application, individual saving
Stroud & Swindon Building Society - children saving account, savings application & individual saving account
www. stroudandswindon .co.uk



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