smile internet banking www.smile.co.uk review

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Average Ratings
Ease of Use6.6/10 Based on 41 ratings
Value for Money6.3/10
Reviewer Rating6.4/10
Overall Rating6.2/10 Based on 50 ratings
56% Recommended25 out of 45 Reviews

Review of Smile Internet Banking www.smile.co.uk

By DeeDeeBel Rank: Corporal on 17th Jun 2008

DeeDeeBel's Ratings
Used service for6 - 12 Months
Ease of Use8/10
Value for money8/10
Overall value8/10
yes DeeDeeBel's recommendation

Good Points

Great telephone service, friendly staff, very easy to set up and transfer payments.

Bad Points

Web-site not very intuitive, difficult to work out how to set up direct debits/standing orders etc.

General Comments

I changed to Smile about 6 months ago after having very bad experiences with HSBC, and have been really impressed. The response to my request to set up an account was quick, and they made it so easy to transfer my direct debits and standing orders over, as well as providing ready done letters for my HR department to ensure my wages were correctly transferred. I have found the staff on the phone to be very helpful, friendly and understanding, a huge difference to my experiences with other banks. The ethical policy is a major bonus for me too, as is speaking to staff who I can understand, in a call centre in the UK - a rarity it would seem! My only gripe is the website which is not very intuitive - it needs an overhaul, and it needs to be easier to use for setting up direct debits etc. It is quite hard to find your way around, but that's a small price to pay for great customer service and a helpful attitude!

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