free credit score calculator - www.moneyforums.co.uk review

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Ease of use	8.5/10
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Overall Rating	4.7/10

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Review of Free Credit Score Calculator - www.moneyforums.co.uk

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By HarmisonPaul on 3rd Jun 2008

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Ease of use	7/10
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I am going to use the sample letter from this site to negotiate my debt with a ca and have the negative listing completely removed from my reports. On my credit report it shows the oc with a "charged off as bad debt" and also shows the ca with a listing of "collection account". Should I be dealing with the ca or oc? If I get the ca to agree to a settlement and delete the negative listing then what about the oc's original negative report? I want to wipe them both clean, any advice? Thank you.

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