the virgin one account mortgage review

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Average Ratings
Value for Money4.6/10
Reviewer Rating5/10
Overall Rating4.9/10 Based on 55 ratings

View Last 6 Months Only

40% Recommended21 out of 52 Reviews

Review of The Virgin One Account Mortgage

By Going Digital on 17th May 2008

Going Digital's Ratings
ProductTracker
Repayment MethodRepayment
Value for money1/10
Overall value1/10
no Going Digital's recommendation

Good Points

None any more.

Bad Points

Poor Customer service from RBS.
Not passing on base rates as promised.
Changing T&C's to their advantage.

General Comments

We have had a Virgin One account for almost 10 years and it used to be fantastic. Once RBS took over it has gradually declined. Customer service levels have dropped and they have manipulated the terms and conditions to their favour with things like termination charges. Clearly they don't think they have a competitive product or they wouldn't have introduced fees for leaving. We purchased this mortgage product on the basis that it was tracking the base rate and their decision to not pass on the the latest rate change is the last nail in the coffin.

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