The Virgin One Account Mortgage Review

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The Virgin One Account Mortgage go to www.oneaccount.com
2.3 stars
Average rating for this product is: 2.3 out of 5

From 4 ratings and 115 reviews

Thumb down 39% of users recommend this product

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jackarmy's Review of The Virgin One Account Mortgage

18th Apr 2008

Overall Rating

1 stars
  • Value for money
    0.5 stars
  • Repayment Method
    Repayment
  • Product
    Variable rate
Good Points

Fantastic UK based customer service
Excellent internet, allows me to forecast my month end balance to budget correctly
Facility to do want you want when you want, providing its all paid back at the end.
RBS/Natwest network of branches.
Everything is run from 'One' account making it easy for manage


Bad Points

Not for the faint-hearted or those who like retail therapy


General Comments

Despite giving the impression that this is a 'tracker type' mortgage, both with their hype and previous correspondence from their MD, they have failed to pass on the latest rate cut.

This now means that if you have a low LTV>50% you will be paying 6.35%. An LTV of 90.01%-95% is a whopping 6.95%

If you are thinking of this type of mortgage you will need to weigh up whether the benefits are worth the extra costs.

I will be looking to take my business to somewhere more affordable.

Bye Bye Virgin

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