the virgin one account mortgage review

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Average Ratings
Value for Money4.1/10
Reviewer Rating4.3/10
Overall Rating4.3/10 Based on 113 ratings

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36% Recommended39 out of 109 Reviews

Review of The Virgin One Account Mortgage

By jackarmy Rank: Lance Corporal on 18th Apr 2008

jackarmy's Ratings
ProductVariable rate
Repayment MethodRepayment
Value for money1/10
Overall value2/10
no jackarmy's recommendation

Good Points

Fantastic UK based customer service
Excellent internet, allows me to forecast my month end balance to budget correctly
Facility to do want you want when you want, providing its all paid back at the end.
RBS/Natwest network of branches.
Everything is run from 'One' account making it easy for manage

Bad Points

Not for the faint-hearted or those who like retail therapy

General Comments

Despite giving the impression that this is a 'tracker type' mortgage, both with their hype and previous correspondence from their MD, they have failed to pass on the latest rate cut.

This now means that if you have a low LTV>50% you will be paying 6.35%. An LTV of 90.01%-95% is a whopping 6.95%

If you are thinking of this type of mortgage you will need to weigh up whether the benefits are worth the extra costs.

I will be looking to take my business to somewhere more affordable.

Bye Bye Virgin

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