FirstSave Review

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4.3 stars
Average rating for this product is: 4.3 out of 5

From 2 ratings and 5 reviews

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danhar123's Review of FirstSave

1st Apr 2008

Overall Rating

2.5 stars
  • Value for money
    4 stars
  • Type Of Account
    Easy Access
Good Points

Clear, simple, easy online facility to open an account. Fast receipt of paper documentation. High savings rates, higher than most U.K. banks and building societies.


Bad Points

None other than a very simple web design. It feels too amateur. Maybe I am spooked by Nigeria's poor press re fraud.


General Comments

Since the credit crunch, I have been made aware to spread savings around, and to keep them below 35,000 per institution. I noticed FirstSave via internet best buy tables. Since then, I have learned the bank is a subsidiary of a Nigerian PLC. How safe is my deposit? In view of Northern Rock etc., why is this bank offering higher than average interest rates to savers?

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A