Natwest Current Account Review

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1.9 stars
Average rating for this product is: 1.9 out of 5

From 2 ratings and 18 reviews

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jilly68's Review of Natwest Current Account

Overall Rating

0 stars
  • Customer Service
    0 stars
  • Ease of use
    0 stars
Good Points

None that any other bank doesn't also have


Bad Points

Rude rude rude staff (though with occasional exceptions), excessive ridiculous charges, impossible to run account without having to go into branch.


General Comments

NatWest I have found are a shockingly bad bank. The staff I have encountered have no idea of banking procedure - I work in a bank myself and repeatedly have to explain how things work when I speak to staff on the telephone. Call centre staff seem to be students earning beer money (no offence students), no interest in solving problems, and certainly no interest in the reputation of the bank. I would steer well clear of this bank unless you want to be charged 400 pounds in bank charges within 3 days for a minor oversight as I was. I was even denied access to my account for weeks through no fault of my own.


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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a