Provident Loans Review

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2.4 stars
Average rating for this product is: 2.4 out of 5

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RedCork's Review of Provident Loans

27th Mar 2008

Overall Rating

0 stars
  • Value for money
    0 stars
  • Speed of Application
    1 stars
  • Loan Rate
    Comparable with current average
  • Customer Service
    0 stars
Good Points

None that I could experience!


General Comments

What a nightmare!

After Provident Loans approved my husband and myself for a mortgage (of course, our credit score is close to 800 and we have a hefty down-payment), making us sign all the papers at closing and getting all organized to move into our new home, Provident refused to fund our loan!!!

They had time to review everything before but they suddenly realized they did not want a non-US citizen as a co-borrower (that's me, my husband is American)! My lawyer specialized in immigration even tried to send them a letter explaining how perfectly legal it is for me to live and work here, nothing! Mind you, I even use to own a house here is my name only and never had a problem with my previous mortgage!

It's one thing to refuse right from the start but AFTER THE CLOSING!!! I think this is pure and simple discrimination.

Now, our deposit and closing costs have been cashed, I have to find a new lender, start all the paperwork again, pay more fees to get a new closing date and find a place to live and store our stuff in the meantime!

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