Capital One Classic Review

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Capital One Classic
1.7 stars
Average rating for this product is: 1.7 out of 5

From 9 ratings and 70 reviews

Thumb down 34% of users recommend this product

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Guest's Review of Capital One Classic

24th Mar 2008

Overall Rating

4.5 stars
  • Value for money
    4.5 stars
  • Loyalty scheme
    No
  • Used card for
    0 - 6 Months
  • Customer service
    4.5 stars

Well according to the reviews i should have never applied for a capital one classic VISA. But let's get a few things straight. Taking advantage of the online account management, there's hardly any chance that you'll have any problems. You can see how much money you've got available, when the next minimum payment is due, secure messaging with the customer service, and so on. The interest rate might be high, but no one forced you to sign it, so what's the matter. Also if you don't go a little bit deeper into a few things, like what payments you can make with a standing order, what other charges you might face, then don't go complaining just because you were lazy to read the agreement. It definately makes me smile that some people go crying after being charged for an overlimit spending, or late payment. You have a month to make that transfer, so don't make yourself look stupid. The problem is not with companies like Capital One, but with some customers, who are way too lazy to read that agreement from the start, until the last dot. I'm, a bit shocked to see how most people are simply unable to control their finances.

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