MBNA Platinum Plus Card Review

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MBNA Platinum Plus Card
1.2 stars
Average rating for this product is: 1.2 out of 5

From 2 ratings and 53 reviews

Thumb down 17% of users recommend this product

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Guest's Review of MBNA Platinum Plus Card

21st Mar 2008

Overall Rating

0.5 stars
  • Value for money
    0.5 stars
  • Loyalty scheme
    No
  • Used card for
    1 year and over
  • Customer service
    0 stars
Good Points

They left me alone for 13 years? They raised my credit a few times without me asking. :)


Bad Points

I had my account with them for 13+yrs. NEVER a late payment. For most of that time I have had a $0 balance. What do they do to a perfect 13yr customer? They closed my account for inactivity since Nov 2007. I don't use the card for 5 months, have a zero balance so you cancel my card? They wouldn't turn it on when I complained either. Even after going from person to person and getting a supervisor! She claimed it was IMPOSSIBLE to turn back on. Apply again. Goodbye.


General Comments

This card is MBNA/HSBC Direct Merchants. I fought and argued to no avail. Now I have to wait and see if it hurts my credit at all. There are many places on the web that say keep your oldest cards and that canceling them will drop your score even though nothing was wrong with the account. I guess I'll find out soon.

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