Halifax Mini Cash ISA Review

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1.6 stars
Average rating for this product is: 1.6 out of 5

From 1 rating and 6 reviews

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ltulloch's Review of Halifax Mini Cash ISA

3rd Mar 2008

Overall Rating

3 stars
  • Value for money
    3 stars
  • Customer Service
    3 stars

Halifax provided one of the highest rates of interest (5.25 % AER with the ISA Saver Direct Account) when I opened my ISA in 2005. Despite recent Bank of England base rate rises by ISA still has an interest rate of 5.25 % AER, a little lower than some banks, but still higher than many others.

The Saver Direct account is only accessible via internet (and possibly phone?) banking which is why this account has a higher rate of interest than the Saver account (which is accessible in any branch). Perhaps the other reviewers should have opened one of these accounts; they would have earned a higher rate of interest and could have printed off their own statements.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A