grist2004's Review of Halifax Save4 it Children's Saving Account
16th Feb 2008
Overall Rating
- Value for money
- Ease of Use
- Ease of Opening Account
- Customer Service
Good freebies, helpful staff, fuss-free.
Bad Points
None yet!
General Comments
I researched bank accounts for my 10 year old daughter and Halifax were by far the most helpful, with a member of staff approaching me to offer help, quickly finding the relevant leaflet and giving me accurate and relevant info. Most others didn't offer an account that could be opened in a child's name, didn't have any printed info to give me, and were generally clueless! Returning to the Halifax I was offered an appointment to bring my daughter along a couple of days later (Saturday morning), and told what ID to bring (1 form for her, 2 for me). We were seen on time by a friendly chap who opened up the account with no fuss, and produced all the goodies (lovely coin bank, card to open it with, calculator, wallet for the pass book) which my daughter is absolutely delighted with. Took about 20 minutes. I would recommend people to go along without their child initially to make enquiries and get an appointment, rather than expecting to just turn up and it to be done there and then. That way there should be no disappointment.
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| Lender | Account | Description | Interest | AER | Overdraft | Overdraft Limit | Overdraft Rate |
 | e-ISA | Available to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details. | Monthly | 2.00% | N/A |  | |
 | Direct ISA | Save from just £1 to receive 2.00 AER (variable) tax free. | Annually | 2.00% | N/A | | |
| Cash ISA | Available to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free. | Monthly | 2.00% | N/A | | |
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