Chase Bank Perfect Credit Card Review

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Chase Bank Perfect Credit Card
0.2 stars
Average rating for this product is: 0.2 out of 5

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Guest's Review of Chase Bank Perfect Credit Card

12th Feb 2008

Overall Rating

0 stars
  • Value for money
    0 stars
  • Loyalty scheme
    No
  • Used card for
    0 - 6 Months
  • Customer service
    2.5 stars

Chase sponsors the NCKidsCard, which is a debit card that child support wages are credited to. I get very little money every month for child support, enough to cover just one week of full-time daycare. This card is said to make your life easier and your money accessible 24 hours a day. They hit me with a $1.50 fee when I withdraw from any atm other than Chase. A $5.00 fee for relacing it, $.50 for a balance inquiry, $12.50 check issuance and account closure fee, and a $1.50 inactivity fee. These are a few of the fees. Plus, I live in North Carolina, and there are NO CHASE BANKS anywhere near me, so I have no choice but to go to another ATM. I am a single mother, part-time employee and part-time student, and It took a lot of time and pain to finally get the child support payments. This money helps take care of my daughter, NOT CHASE.

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Members' Comments onGuest's Review

  • k2reeves on 19th Jun 2008

    I found this review helpful because... I just received my nckidscard and was reading over the paper work and all the possible fees. So I decided to look online beforehand for a chase atm, and like you I discovered there isn't one in NC. Why would they distribute debit cards to parents that you cannot use unless you go to another bank and get hit with fees? I guess, the expect you to make purchases with cash back?

  • hunniegolden on 19th Dec 2008

    I agree with this review because...there are enough bank with headquarters located in NC that it seems stupid to go with chase.

  • lbrinson78 on 9th May 2009

    The review is very true about fees and costs associated with it. If there are any 7-11 gas stations there you guys can go to those atms for free. I just thought I would help you out with that info. It does seem more practical to use a local bank than having to trouble with finding a free atm. I think it is rediculous to be penalized with fees for trying to take care of your child(ren) on what little childsupport you get.

  • majeprice on 10th Jul 2009

    I am fixing to activate my chase card after reading the reviews I seriously don't like it. I knew there was some catch to this. Has anyone tried a "cash points" they USUALLY don't charge.
    Has any one tried to change to direct deposit?