smile internet banking www.smile.co.uk review

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Average Ratings
Ease of Use6.4/10 Based on 36 ratings
Value for Money6.2/10
Reviewer Rating6.1/10
Overall Rating5.8/10 Based on 45 ratings
50% Recommended20 out of 40 Reviews

Review of Smile Internet Banking www.smile.co.uk

By mush12uk on 9th Feb 2008

mush12uk's Ratings
Used service for1 year and over
Ease of Use1/10
Value for money4/10
Overall value1/10
no mush12uk's recommendation

Good Points

£500 overdrafts, ability to open several accounts

Bad Points

Cumbersome website, bored/disinterested/sarcastic call-centre staff. Too keen to punish heavily for going pence overdrawn in error.

General Comments


The tried to charge me £50 for going 72p overdrawn but backed off when I started getting stroppy and threatened to close my accounts. They refunded the first charges then tried charging me AGAIN a month later blaming an "administrative error". Ever since I complained, basic everyday functions have been withdrawn (temporary overdraft increases, new account applications etc).

Shame as I've recommended them to family & friends. I'm closing my accounts this week.

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