Topshop Store Card Review

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Topshop Store Card
1.7 stars
Average rating for this product is: 1.7 out of 5

From 7 ratings and 18 reviews

Thumb down 28% of users recommend this product

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gpreshaw's Review of Topshop Store Card

9th Feb 2008

Overall Rating

0 stars
  • Value for money
    0.5 stars
  • Ease Of Making A Payment
    3.5 stars
  • Card Benefits
    Can Purchase Clothes When You Have No Cash
  • Customer Service
    0.5 stars
Good Points

ONLY - 25% off when you take the card out


Bad Points

High Interest Rates
Cant Pay Balance Online
Bad Customer Service


General Comments

When i just turned 18 i went into topshop to purchase a coat and the member of staff behind the counter asked if i wanted a store card with them, when i asked about it all the guy would tell me about the card is that i would get 25% off my coat if i opened an account there and then, and that i couldnt pay off my balance once id paid for the my coat as i had to wait for my card to come through the post. so i opened the account and paid the balance straight off when the card arrived in the post, by going into the shop and paying it over the counter. when the card arrived i read the terms and conditions, and saw how much the APR was (29.9%) and late payments etc were all £12, since then the only time i ever used the card was if i had no money a few days before pay day and wanted some new clothes and then go and pay the balance once i got paid. i used the card for about a year or so and have now cancelled my account with them as credit cards charge a much fairer interest rate (less than half what topshop do) and I have longer to make payments, i wouldn't recommend this card to anyone as a credit card is much more flexible and much cheaper than this store card. one more thing, is when is called to cancel my agreement, i was on hold for more than an hour before i talked to anyone and then the person was so rude when she spoke on the phone and basically told me when to go because i was leaving them

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