zhibzik's Review of MBNA Gold Card
21st Nov 2003
Overall Rating
- Value for money
no good points
Bad Points
it's a scheme
General Comments
It is the biggest scheme ever. I applied for a card 10/21/2003 and was instantly approved for it. I was told that I should expect the card in 7 to 10 days. It's been 20 days I have not received the card as of today. Besides I enrolled in a free 30 day trial of protection plan. I can not cancel this plan unless I have the account number, and of course I don't have since I never received the card. So, their plan is "oh, yeah it's free for 30 days , then we'll start charging you ungodly amounts of money, but you can cancel at any time, of course if you have the account number. Also I requested a balance transfer and that didn't happen either. I tried calling MBNA number of times and they just give me the run around and their regular BS. Nobodt out of maybe 10 people I spoke to was able to help me, nor been friendly. Don't make the same mistake
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| Lender | Balance Transfer Rate | Balance Transfer Duration | Purchase Rate | Purchase Duration | APR | |
 | 0.00% | 3 months | 16 months 2.98% or £3.00 fee | 3 months | 16.60% |  |
 | 0.00% | 3 months | 13 months 3.00% fee | 3 months | 16.90% | |
 | 0.00% | 3 months | 13 months 2.90% fee | 3 months | 15.90% | |
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