Smile Current Account Review

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2 stars
Average rating for this product is: 2 out of 5

From 0 ratings and 11 reviews

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neiluk1976's Review of Smile Current Account

Overall Rating

0.5 stars
  • Customer Service
    0.5 stars
  • Ease of use
    3 stars
Good Points

They used to be good


Bad Points

Now they are not


General Comments

I changed jobs and missed some direct debits, however they charged me a fortune for doing so and it would have more than covered the cost to send an automatically generated email.

Then I got an email. The tone is shocking and the last paragraph sums up their attitude towards their customers.


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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%N/A