smile internet banking www.smile.co.uk review

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Average Ratings
Ease of Use6.4/10 Based on 36 ratings
Value for Money6.2/10
Reviewer Rating6.1/10
Overall Rating5.8/10 Based on 45 ratings
50% Recommended20 out of 40 Reviews

Review of Smile Internet Banking www.smile.co.uk

By Tavita on 15th Nov 2007

Tavita's Ratings
Used service for1 year and over
Ease of Use2/10
Value for money1/10
Overall value1/10
no Tavita's recommendation

Good Points

Ethical, online, simple.

Bad Points

VERY poor customer service, incredibly unhelpful for even the smallest matters. For an online bank their website is VERY basic, somewhat unreliable and infrequently updated.

General Comments

I have never had reason to switch banks due to poor service before and really didn't want to close my Smile account due to their Ethical policy. But even the simplest of requests to Smile meet with a blunt negative. Replies are not followed up and despite a top class credit rating, I have had my overdraft level reduced on numerous occasions with just a months notice. I wish the above wasn't the case, but frankly I can only assume their good ratings come from well meaning customers who would rather not recognise their performance for what it is.

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