smile internet banking www.smile.co.uk review

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Average Ratings
Ease of Use6.4/10 Based on 36 ratings
Value for Money6.2/10
Reviewer Rating6.1/10
Overall Rating5.8/10 Based on 45 ratings
50% Recommended20 out of 40 Reviews

Review of Smile Internet Banking www.smile.co.uk

By scraggy Rank: Lance Corporal on 18th Oct 2007

scraggy's Ratings
Used service for1 year and over
Ease of Use9/10
Value for money8/10
Overall value9/10
yes scraggy's recommendation

Good Points

Bad Points

Not the highest interest rate on their accounts compared to some others, but it has been consistent over the last 2.5 years I've used it.
Operates an ethical banking policy if that particularly matters to you.

General Comments

Have looked at the other options available in the UK and the mix of good interest, ethical standards, ease of use and access are, for me, a difficult act to beat. Very helpful telephone backup - UK based & quick to reply.
Also online secure e-mail support is speedy, with detailed individual responses to queries (unlike some others I've used, where if it isn't in the Q&A, then it takes ages to get a response -if at all).
Able to set up & cancel virtually everything online.
Can pay cash & cheques into Co-op banks (and withdraw large sums instantly eg if buying a car etc.)
Can also pay in cash & cheques at all Post Offices, using debit card as a proof of identity.

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