Continental Finance Credit Card Review

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Continental Finance Credit Card
0.9 stars
Average rating for this product is: 0.9 out of 5

From 8 ratings and 40 reviews

Thumb down 13% of users recommend this product

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scrub68's Review of Continental Finance Credit Card

28th Sep 2007

Overall Rating

4.5 stars
  • Value for money
    4.5 stars
  • Loyalty scheme
    Yes
  • Used card for
    1 year and over
  • Customer service
    4.5 stars
Good Points

Easy approval, periodic credit limit increases, and after 1st year of good credit and payment history with company you are upgraded to gold with a free additional credit increase.


Bad Points

Initial fees, credit limit increase fees.


General Comments

I've had this card for over a year now. I haven't had any issues with it. I receive credit limit increases about every fourth month. After the first year the card was upgraded to "gold" with an additional credit increase free of charge. I started at $300 initial credit and now I am close to a $1000 limit.

After my bankruptcy was discharged 3 1/2 years ago, not too many banks were in line to extend credit to me. I received an offer form continental finance and went with it. I haven't had any issues with payments being posted or any of these other issues I read about in other posts. I called customer service once, and found it to be a pleasant experience.

I regret that other people are having problems, but for me it has been an excellent card!

I always pay my bill at least 8 days before due date, monitor the balance on card as not to go over, in the beginning with a low limit, and every other month pay double the min. payment. And using that plan, to date, I have never incurred any fees or gone over the limit.

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