Bilal Akram's Review of HSBC My Account
31st Aug 2007
Overall Rating
- Ease of Use
- Customer Service
HSBC to start with were offering the world
Bad Points
Not sympathetic to the needs of students
General Comments
I started banking with HSBC whilst studying for my A-levels, one of the reps was in our class we thought we'd make his life easier.
Whilst at university HSBC were fine at least whilst my student loan was going in then when I was accepted to go to the college of law, I was in much need of funds as you out there who are studying or about to study the LPC will know - it's alot of money!.
Anyway less than 6months after I had paid my final instalment to the college, I found that because my account had maxed its overdraft limit I was being hounded for money.
Obvoiusly I was unable to pay them back immediately as I was still studying, during my exam I had the threat of legal action looming over my head however, this time I would be on the other end.
As weeks went on I realised that HSBC the so called student's bank had closed my account and sold my debt to a credit collection agency, knowing full well that I had only just finished my studies.
There you go, any aspiring lawyers out there stay clear from HSBC you'll find that when the chips are down you'll be lucky to stay a customer.
There you go students be very wary of banks, students remain an easy target, remember do not max your overdraft, they ask for full payment within 30days. Spread your bets open a couple of accounts at different banks.
The phrase don't put all your eggs in one basket springs to mind.
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Members' Comments onBilal Akram's Review
Bilal Akram
on 20th Sep 2007
Web Links
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Very helpful, thank you.