halifax student current account review

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Average Ratings
Customer Service1.9/10 Based on 12 ratings
Ease of Use2.7/10 Based on 12 ratings
Overdraft Facility0.6/10 Based on 2 ratings
Overall rating1.6/10
6% Recommended1 out of 18 Reviews

Review of Halifax Student Current Account

By claracluff on 29th Aug 2007

claracluff's Ratings
Customer Service7/10
Ease of Use8/10
Overall value5/10
no claracluff's recommendation

Good Points

very good over draft facilities, friendly staff

Bad Points

Refused student account although I have an account, a credit card, a saving account and a mortgage! with them and been with them some yrs! never had a failed dd or bank charges either and mortgage always up to date.

General Comments

I went to my local halifax branch in sheffield to change my current account over to a student account. I was advised by staff this was possible, but when I went to actually do this I was advised it wasnt possible. You are not allow to just upgrade your current account to a studnet account (which meant i would only not pay interest on my over draft nothing else!) I HAD to open a new student account. I said this surely wasn't necessary as i have an existing account. They filled in my application and wrote to me 3 days later declining my application due to my credit score?? i have no idea why or how they do this when i am an existing customer and they wont discuss their decision with me either?

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