Accept Car Credit www.acceptcarcredit.com Review

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Accept Car Credit www.acceptcarcredit.com
3.9 stars
Average rating for this product is: 3.9 out of 5

From 2 ratings and 22 reviews

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leeandrewdunn's Review of Accept Car Credit www.acceptcarcredit.com

29th Jul 2007

Overall Rating

0 stars
  • Value for money
    0 stars
  • Customer service
    1.5 stars
Good Points

Friendly staff.


Bad Points

Promised us finance and then declined us!


General Comments

Accept car sent me a text and phoned me telling me that I had been accepted for finance on any car up to the value of 10k. Received an acceptance letter through the post and was told to go find a car. Found one the next day, rang them with the details and they said excellent, car was fine. Was asked to go to the dealer asap to sign all the documents. Went up the next day and signed the credit agreement, I had to pay a deposit on the car so that the trader would mark it as sold. I thought that was fine as I was getting finance and had just signed the credit agreement. Waited the next day to be told that the car had been paid for and that I could pick it up. Got a call from Accept saying that they were not going to give me finance after all! Was gutted. And I lost my deposit! WARNING! THE FINANCE IS ONLY IN PRINCIPLE SUBJECT TO CREDIT CHECKS AND VERIFICATIONS AT THE LAST STAGE!

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Members' Comments onleeandrewdunn's Review

  • James ACC Rank: Lance Corporal on 1st Aug 2007

    I am sorry to hear about the problems you've experienced. Obviously I can't go into details due to the Data Protection Act; however I can confirm that acceptances are only given after credit checks have been completed.

    If at the final stages new information comes to light that wasn’t originally disclosed when the initial application was made, for example an undisclosed address on a proof of ID then further credit checks will of course be done to check this withheld information which may result in a case being declined.

  • leeandrewdunn Rank: Lance Corporal on 2nd Aug 2007

    All info was disclosed and all my documentation was genuine.

NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No