capital one classic review

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Average Ratings
Customer service3.4/10 Based on 33 ratings
Value for Money2.7/10
Reviewer Rating3.3/10
Overall Rating3.2/10 Based on 65 ratings

View Last 6 Months Only

30% Recommended17 out of 56 Reviews

Review of Capital One Classic

By Gynis on 24th Jul 2007

Gynis's Ratings
Used card for1 year and over
Loyalty schemeNo
Customer service1/10
Value for money1/10
Overall value1/10
no Gynis's recommendation

Good Points

None

Bad Points

I requested a Capital One credit card over the net ...... 3 days later they wrote and told me I had a bad credit rating with Experian, I went on Experian as I have an account and my credit rating was perfect. I phoned Capital One back and told them, they told me I could appeal!!! as if ... do they want customers?

General Comments

I have another credit card now and after reading the posts about Capital One I am glad now I was refused.

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1 Comment on Review by Gynis for Capital One Classic

  1. Clair Rank: Military Police on 26th Jul 2007

    I know what you mean with Capital One they are forever sending me letters offering me a card with a £250 limit. The funny thing is the lowest limit I have on one of my cards is £5750 and I always pay my cards of in full each month.

    Capital One however do serve there purpose, they are good if you have no credit rating or bad credit rating as it gives the user a chance to build it up and then get a proper card with a decent limit and good interest rate.



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