bradgirl's Review of Alliance & Leicester
9th Jul 2007
Overall Rating
- Telephone Banking
- Local Branch
- Customer Service
- Internet Banking
- Cash Point Facility
Free travel insurance, great overdraft rate, excellent savings rate, easy to switch
Bad Points
Internet service sometimes hard to use.
General Comments
I've got a Premier Account with Alliance & Leicester which I opened due to the benefits on offer for anyone paying in more than a certain amount each month. I get free travel insurance for me and my partner, a free overdraft facility (up to £1500) for 1 year followed by the lowest overdraft rate on the high street now and an excellent rate for savings. I was very pleased with the service I received from them when I swapped my account from another supplier, as they moved all my direct debits and credits in one go, saving me lots of hassle.
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Limit | Overdraft Rate | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | N/A | | |
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Web Links
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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The Individual Savings Account (Amendment) Regulations 2008 No. 704
Amendment of the Individual Savings Account Regulations 1998 (S.I. 1998/1870) ... 2. The Individual Savings Account Regulations 1998(4) are amended as follows
www.opsi.gov.uk
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