diamond car insurance review

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Average Ratings
Customer Service2.8/10 Based on 25 ratings
Value for Money3.5/10
Reviewer Rating2.6/10
Overall Rating2.7/10 Based on 47 ratings
22% Recommended10 out of 46 Reviews

Review of Diamond Car Insurance

By Tigerlily221 on 24th Jun 2007

Tigerlily221's Ratings
Have you made a ClaimCurrently Claiming
Reason for going with this companyRecommended
Cover TakenComprehensive
Driver TypeLady Driver
Previous Insurance CompanyPrudential
Customer Service1/10
Value for money5/10
Overall value2/10
no Tigerlily221's recommendation

Good Points

Good bonus accelerator scheme, ideal for me as I was a late learner to driving !! Reasonably priced

Bad Points

Lack of customer service skills, never get to speak to the same person twice (and the information given varies from person to person), very unsympathetic and unhelpful even though the incident was not my fault (parked at home when a van smashed into my car and drove off without stopping). You have to chase them constantly for information

General Comments

My accident happened quite late (thankfully I was already at home otherwise I would have been hysterical) and was given 3 wrong numbers by Diamond customer service before being passed to Admiral as their claims team work later than Diamond ! I was then given different information from the customer service advisor's on several occasions.

My car is being written off (not Diamond's fault but they are no help whatsoever), I've got to pay my excess even though it's not my fault, I can't claim for a hire car as the car isn't being repaired, have lost my no claims bonus and to add to the insult of it all they cancelled my insurance policy yesterday with 9 months left to run on it and I apparently don't get any refund on monies paid (what an utter disgrace) so now not only do I need to find another car before my claim is settled, I also need to arrange alternative insurance. Obviously Diamond are in no hurry to sort this claim as they have no one to claim against.

A lot of my friends recommended Diamond but they've never had a accident whilst insured with them. DON'T DO IT LADIES - as I've just found out they're certainly NOT a girl's best friend !!!!

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2 Comments on Review by Tigerlily221 for Diamond Car Insurance

  1. TalkBack Rank: Lance Corporal on 1st Oct 2007

    If you have details of the other vehicle involved than you can claim EVERYTHING back through your legal cover. If you don't have legal cover than you can buy after the event cover (RETRO cover) which would be a good investment to claim back your xs, loss of earnings, loss of policy etc.

    If you don't have any details then of course its going to cost you. Anyone that had a fault accident could say that another car hit them and drove off and they would get away with it, meaning that your insurance wont go up.

  2. Mac99 Rank: Major on 2nd Oct 2007

    My car was written off last Christmas, and although I had the usual hassle with the Insurance Company we finally agreed on a price for the car minus excess, so you don't pay this up front. No other car was involved in my accident [black ice....I reviewed the Insurance Company on Review Centre]. Sorry, not sure how you stand in your situation, although it does sound unfair. Hope you get it sorted out.



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