smile internet banking www.smile.co.uk review

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Average Ratings
Ease of Use6.4/10 Based on 38 ratings
Value for Money6.3/10
Reviewer Rating6.2/10
Overall Rating6/10 Based on 47 ratings
52% Recommended22 out of 42 Reviews

Review of Smile Internet Banking www.smile.co.uk

By eurozulu on 20th Jun 2007

eurozulu's Ratings
Used service for1 year and over
Ease of Use6/10
Value for money2/10
Overall value4/10
no eurozulu's recommendation

Good Points

Web site is very easy to use with previous statements easily obtainable.

Bad Points

They withdrew overdraft and then started billing me for being overdrawn because I do not pay in monthly amounts! Attempted to charge 110% of total overdraft amount in bank charges!
Although website is easy to use once logged in, it is still notoriously hard to log-in. My details are locked out every time I try. They claim it may be someone attempting to login to my account!!!!! but do nothing about it. I suspect the 8p/min phone line has more to with it.

General Comments

I maintain an exceptionally clean credit rating as its essential for my job, yet they treat me like I have bad credit, ever since they paid back the excessive bank charges I reclaimed, I have had nothing but poor service. I'm closing the account as its become useless. They insisted they can not issue a debit card because the account doesn't have a monthly amount paid in, despite me informing them I get paid quarterly.

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