Bank of Scotland Halifax Regular Saver Review

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ntalikeris's Review of Bank of Scotland Halifax Regular Saver

27th May 2007

Overall Rating

1 stars
  • Value for money
    4 stars
Good Points

It has one of the greatest interests in UK banks (7.00% AER fixed for a year). If you decide to close your account, you will get interest for the period you had saved the money equal with the rate of Variable Rate Halifax Web Saver (5% AER).


Bad Points

The worst customer service I have experienced in UK: when I authorized to open the account, the bank's staff made a "mistake" and they transferred twice the maximum amount (250 pounds) from my current account, while only one transfer should have happened. The second transfer was just ... LOST!!! I had to call the following day the branch and ask them what's going on. She asked for my phone number and called me after 20 minutes when she had refunded me the money!!! If I hadn't noticed, 250 pounds would be gone now... Just like that!


General Comments

Save between £25 and £250 per month with Bank of Scotland Halifax Regular Saver. No withdrawals allowed. You can change the monthly amount you save whenever you want in branch, by phone or online (if you are registered for online banking).

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A