Blakep's Review of Halifax One Credit Card
17th May 2007
Overall Rating
- Value for money
- Loyalty schemeNo
- Used card for1 year and over
- Customer service
None
Bad Points
Low Credit Limit
General Comments
Have had a Halifax credit card for years but have never been offered any type of loyalty scheme or any benifits for staying with them. Missed one payment in the entire time with them because I was abroad and they did not set up the minimum payment I asked for, they fined me and dropped my credit limit even though I payed off the full balance the next month!!
They also will only give me a very small credit limit even though I earn an greatly above average wage.
Don't go with Halifax!
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Members' Comments onBlakep's Review
Clair
on 15th Jun 2007
| Lender | Balance Transfer Rate | Balance Transfer Duration | Purchase Rate | Purchase Duration | APR | |
 | 0.00% | 3 months | 16 months 2.98% or £3.00 fee | 3 months | 16.60% |  |
 | 0.00% | 3 months | 13 months 3.00% fee | 3 months | 16.90% | |
 | 0.00% | 3 months | 13 months 2.90% fee | 3 months | 15.90% | |
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I don't agree, I have a Halifax Credit Card and they have always given me a very high credit limit and I could not fault their service. I think that credit limits are based on your credit score and not the amount you earn. So if you are looking for a credit card and you have a good credit rating give Halifax a go.