HSBC Mortgage Review

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HSBC Mortgage
0.7 stars
Average rating for this product is: 0.7 out of 5

From 3 ratings and 30 reviews

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trish66's Review of HSBC Mortgage

25th Apr 2007

Overall Rating

1 stars
  • Value for money
    1 stars
  • Repayment Method
    Repayment
  • Product
    Variable rate

HSBC bought our mortgage in November 2006. My soon to be ex husband had convinced me to refinance, having planned to roll in his credit card debt and our joint credit (we were on an adj at the time. His reasoning was to keep our pmt from going up)...with this refinance, our home has a mortgage on it more than what it really should be...built for 264k, "appraised at 310k - at 2 years old", and the mortgage is at 294k...though the abandonment of financial responsibility by ex has been stressful, I may have been able to keep the house if they had not accepted this ballooned mortgage amount as reasonable. My ex says he's filing bankruptcy and said to let the house and go into foreclosure...I have a four year old, and the ex has already begun the destruction of my credit through our joint bills...I have called and called HSBC asking for advice, that I would like to keep the house, but can't afford the pmts based on what it is now mortgaged at---no one is going after the 'ex' who has skipped town and all financial responsibilities, with no forwarding address or phone...I don't want to be, but I guess I am just another statistic...as everything has fallen on me...

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