HSBC Mortgage Review

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HSBC Mortgage
0.7 stars
Average rating for this product is: 0.7 out of 5

From 3 ratings and 30 reviews

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barnu's Review of HSBC Mortgage

23rd Apr 2007

Overall Rating

0 stars
  • Value for money
    0 stars
  • Repayment Method
    Interest only
  • Product
    Fixed rate
Good Points

NONE


Bad Points

EVERYTHING! Starting 2 months ago I tried refinancing with a credit score over 700 and income above $120,000. Every time I talked to them, there was a new reason the loan was "questionable". They're sitting happy as long as I have a prepayment penalty with a bad interest rate. They won't get that interest for long as soon as I can find a new loan.


General Comments

Another reason HSBC are bad - they charged me $60 for someone I did not authorize to pull my pay off information and told me there was no other way for someone to get my info unless I gave it to them. I guess identity theft has never happened to them before.

And their customer service, people skills is bad that is if you can ever get someone on the phone.

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Trackeruntil 30.04.2011(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR