First National Bank of Marin Credit Card Review

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First National Bank of Marin Credit Card
1 stars
Average rating for this product is: 1 out of 5

From 1 rating and 13 reviews

Thumb down 8% of users recommend this product

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mat101155's Review of First National Bank of Marin Credit Card

Overall Rating

1.5 stars
  • Value for money
    0 stars
  • Loyalty scheme
    Yes
  • Used card for
    1 year and over
  • Customer service
    2.5 stars
Good Points

It is a credit card. In two years my credit limit has been increased from $300.00 to $900.00, without a security deposit.


Bad Points

They will not let you pay your annual fee at one time. They charge you a monthly fee, so even if you do not have a balance on your credit card, you will pay $5.95 per month towards your annual fee, which then adds a monthly finance charge.


General Comments

I make my monthly credit card payments online through my banks bill pay option. One month, FNBN aka: Credit One Bank said my payment was late, and I was charged a late fee. My banks online payment proved that my payment was not late, and showed my payment was received and cleared nine days before the payment was due. My bank contacted First National Bank of Marin aka: Credit One Bank, and the late fee was removed. If possible, always pay your account online through YOUR banks online bill pay. NEVER use the FNBM aka: Credit One Bank online payment option.
It is not a good option.


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Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months16.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months16.90%