capital one classic review

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Picture courtesy of Nigel.

Average Ratings
Customer service3.4/10 Based on 33 ratings
Value for Money2.7/10
Reviewer Rating3.3/10
Overall Rating3.2/10 Based on 65 ratings

View Last 6 Months Only

30% Recommended17 out of 56 Reviews

Review of Capital One Classic

By atmclick on 27th Mar 2007

atmclick's Ratings
Used card for6 - 12 Months
Loyalty schemeYes
Customer service1/10
Value for money0/10
Overall value1/10
no atmclick's recommendation

Good Points

Online bill paying was convenient. *Although most credit card companies offer this feature.

Bad Points

Horrible customer service.
"No hassle card" was a total joke.
If and when you call, expect to talk to a machine, not a person.
Made errors with my account which actually cost me money.
If you do speak with a representative, 8/10 times the representative is clueless.
Expect ~30 minute wait time to speak with a representative.
If you ever have a disputed charge, expect to lose the money you are disputing.

General Comments

The Capital One Classic credit card is designed to make money for the company, not satisfy customers. They should invest more money in customer satisfaction, instead of high volume advertisement.


Note: I personally lost $400 through their dispute process. I invested a large quantity of my time and effort, to only lose money in the end due to their disorganization.

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