Natwest Current Account Review

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1.9 stars
Average rating for this product is: 1.9 out of 5

From 2 ratings and 18 reviews

Thumb down 22% of users recommend this product

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jamiesmith's Review of Natwest Current Account

Overall Rating

2 stars
  • Customer Service
    4 stars
  • Ease of use
    4 stars
Good Points

Easy to use website to do personal banking.
Staff are helpful when required.


Bad Points

I recently went overdrawn by 0.08p due to a cheque, and the bank charged me £28!! You may need to read that sentence again in case you thought you'd read it wrong!!!
I challenged this, and to be fair the lady I spoke to was nice, and she did agree to refund the charge, but come on... it was only 8p!!!


General Comments

It's definitely made me think about changing banks. Looking at the Review Centre website, there are lots of positive reviews about the smaller lesser known companies who appear to look after their customers better than NatWest.


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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%N/A