demeta's Review of HSBC Student Account
24th Jan 2007
Overall Rating
- Ease of Use
- Customer Service
I received a train fare ticket that lasted for 5 years, and it runs out in 2008. I opened my account in 2003.
My cards arrived quickly.
Bad Points
Rubbish service. They state we have 5 years to pay of the overdraft, when they threaten me with bailiffs after just getting my degree!!!
General Comments
My HSBC Student Account account has been overdrawn at £1480 as I am a graduate, still at university. HSBC have been sending me threatening letters asking me to pay the full amount within a week, although I have this account overdraft facility until august 2008. I cannot believe they are threatening me with Bailiffs. It's ridiculous.
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Web Links
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NatWest Students & graduates
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Top Student Accounts: Grab up to £3,000 interest free...
That rare student breed - those likely to be in credit - can PROFIT by opting for the account with the biggest 0% overdraft, then using a budgeting technique I call 'deficit banking'.
www. moneysavingexpert .com
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