Mint Card Review

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Mint Card
1.3 stars
Average rating for this product is: 1.3 out of 5

From 5 ratings and 27 reviews

Thumb down 11% of users recommend this product

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angela2477's Review of Mint Card

21st Jan 2007

Overall Rating

4 stars
  • Value for money
    3.5 stars
  • Loyalty scheme
    No
  • Used card for
    1 year and over
  • Customer service
    4.5 stars
Good Points

Easy to apply
Instant decision
Online security
0% interest on balance transfers for 11 months
Issues resolved quickly over the phone


Bad Points

APR 16.9%, 2.9% charge for balance transfers


General Comments

I have had my Mint credit card for 3 years, and I have never had any problems with their service. When I applied for my card there was no charge for balance transfers. However, they now charge at 2.9%, which is around the same for most credit cards. They also had a very competitive offer of 11 months interest free credit on balance transfers, which at the time was one of the best deals available for credit cards. I see now that they still compete well with other cards, with 0% balance transfers until November 2007.

My credit limit started off at around £1500 and quickly climbed up to £6000. The current APR is at 16.9%, which isn't great, but it's OK if like me you pay your bill off in full every month.

The only problems I have had with Mint were caused by their tight security measures. These included: refusing a payment I made over the Internet because it was so large. However, this was quickly resolved over the phone. When purchasing online I need to enter parts of my password before the payment is accepted, and I have never had this from any other credit card. However, although it is a pain at the time, tight security is a good thing.

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