halifax one credit card review

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Average Ratings
Customer service1.6/10 Based on 17 ratings
Value for Money2.6/10
Reviewer Rating2.2/10
Overall Rating2.4/10 Based on 35 ratings
18% Recommended6 out of 33 Reviews

Review of Halifax One Credit Card

By macca160670 Rank: Staff Sergeant on 16th Jan 2007

macca160670's Ratings
Used card for0 - 6 Months
Loyalty schemeNo
Customer service0/10
Value for money0/10
Overall value0/10
no macca160670's recommendation

Good Points

Interest free

Bad Points

Not interested in payments taken with permission. Took a direct payment when nil outstanding.

General Comments

A credit card payment was taken without my permission only for £5.99, so I e-mailed them, but I received no reply. I telephoned them, and they were not in the slightest bit interested. The Halifax told me to call the people in question, but I had already explained that they were proving difficult. Eventually, I got a refund from the people that had taken the money, but not from the Halifax.

Today I have noticed that a payment has been taken by direct debit for Halifax credit card of £16.03 - not a massive payment, but I paid off my credit card on the 20th of December. I called the Halifax - not even an apology; she was trying to justify for 10 minutes why it had been taken. How could there be any justification for a payment taken when nothing is outstanding?!

Apparently they cannot do a refund direct debit so I have to wait for a cheque to be requested. I can't imagine they will pay me interest on what they owe me, will they?

I've said before, and I'll say it again, Egg are the best! They would have dealt with any query I had with an apology.

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