Providian Emerge Credit Card Review

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chrismember1's Review of Providian Emerge Credit Card

Overall Rating

0 stars
  • Value for money
    0 stars
  • Loyalty scheme
    No
  • Used card for
    0 - 6 Months
  • Customer service
    0 stars
Good Points

Nothing.


Bad Points

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General Comments

I had a Providian credit card that was sold to E-merge. It has been a total disaster since. No web site. Customer service sucks.

With a $2,000.00 balance after 6 years, I am still trying to pay this off, with something like 24% APR, plus an $89.00 annual fee ... both aspects that were NEVER part of my agreements with Providian.


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Members' Comments onchrismember1's Review

  • sakowski on 25th Jan 2007

    Anyone, whoever is discontent with a credit card should just close the account. As soon as one closes the account, there are no more yearly fees. Then one merely pays the card down, as if it were active. You may pay more than your monthly payment of course, but not less.

    It is ludicrous to pay an 89 dollar yearly fee. In fact, any card that charges a fee for the privilege of making money off of your interest charges should be dropped. There are too many free cards out there.