HSBC Car Finance Review

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HSBC Car Finance
3 stars
Average rating for this product is: 3 out of 5

From 1 rating and 2 reviews

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JJWalker's Review of HSBC Car Finance

10th Jan 2007

Overall Rating

5 stars
  • Value for money
    5 stars
  • Customer service
    5 stars
Good Points

Fast, friendly, easy, flexibility to buy whatever I wanted from a franchised dealer from 5k-30k.


Bad Points

None that I encountered.


General Comments

I had a 580 middle fico score. Approved for a HSBC motor loan of up to $30K, 72 mos. 12.39%. They overnighted the check like they said with DHL, it arrived on time and I went to the dealership. No problems, the dealer treated me like a cash customer. I filled out the check attached to the loan document after picking the car and the dealer then took the entire page and I drove off. No down payment necessary if within the limit and the dealer treated me like a cash customer, not typical for people with sub-prime credit. Highly recommend. Capital One turned me down and I have had a credit card with them for the past year and never have missed a payment, Road Loans asked for a co-borrower....HSBC was simple, did it on my own.

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