johnboulton's Review of Co-operative Bank Current Account
17th Dec 2006
Overall Rating
- Customer Service
- Ease of use
The friendly staff at Co-op can't do enough to help! The Co-op Bank current account offers really easy to use phone banking, fast card delivery, a flexible approach, and if you go less than £10.00 overdrawn but don't have an overdraft, they won't charge you.
But if you want an overdraft it is expensive (about 19% APR, plus the monthly fee and £15.00 set up charge).
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Limit | Overdraft Rate | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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