First Direct Current Account Review

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First Direct Current Account
3.7 stars
Average rating for this product is: 3.7 out of 5

From 0 ratings and 21 reviews

Thumb up 76% of users recommend this product

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XX's Review of First Direct Current Account

17th Nov 2006

Overall Rating

0 stars
  • Customer Service
    1.5 stars
  • Ease of use
    2.5 stars
Good Points

Cash reward when you switch to bank with them


Bad Points

The £10 monthly charge to accounts with less than £1500 balance


General Comments

I closed my account 2 days ago. I did not want to be associated with a bank that trail-blazed charging. I remember they were the first bank started to give cash rewards if you switched to bank with them, now First Direct are also the first one to charge customers. Shame! I did not dislike banking with them.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a