halifax one credit card review

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Average Ratings
Customer service1.6/10 Based on 17 ratings
Value for Money2.6/10
Reviewer Rating2.2/10
Overall Rating2.4/10 Based on 35 ratings
18% Recommended6 out of 33 Reviews

Review of Halifax One Credit Card

By misty1 on 15th Oct 2006

misty1's Ratings
Used card for1 year and over
Loyalty schemeNo
Customer service2/10
Value for money0/10
Overall value0/10
no misty1's recommendation

Good Points

Very easy to get a high limit.
Easy to move to Egg who have been nothing but great!

Bad Points

Customer Service has been awful. the Interest rates rocket and the bonus schemes are non-existent.

General Comments

For 5 years Halifax have NEVER managed to get my internet banking working. The Interest rate was promised to always stay low. At this point in time, since January, despite not going overdue, never missing a payment and ALWAYS paying on time and over the minimum amount, the interest has gone from 17% to 27.5%!

Since I got the credit card, despite numerous requests of lowering the limit to £500, it has now climbed after last letter to £4500?? Never to be used! I asked to move the lower interest card at lower credit limit, this was declined? Perhaps loss of revenue from extortionate interest rates.

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