141 Loans Review

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grandadrik's Review of 141 Loans

12th Sep 2006

Overall Rating

0 stars
  • Value for money
    0 stars
  • Loan Rate
    25.9%
Good Points

Nothing


Bad Points

Everything


General Comments

I applied for a £1,000 loan from 141 Loans after receiving a call from them congratulating me on being accepted. I stupidly thought they meant I had been accepted for the loan, and not at any time during the call was I told they were only the vendors and not the actual lenders.

I was told all I had to do was sign an agreement and send the £49.50 admin charges and everything would go through. I was told however, that if I sent a postal order it would go through a lot quicker.

I sent the agreement form with the £49.50 postal order, and I called them today to be told "sorry you have been declined"!

I told them that not once was I told in the call that I may not be accepted, and that I was led to believe that once the postal order was received I would get the cheque, and even in the letter confirming they had received the money, no mention was made that I still may not get it.

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