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| Customer Service | 1.9/10 |
|---|---|
| Ease of Use | 2.7/10 |
| Overdraft Facility | 0.8/10 |
| Overall rating | 1.6/10 |
By rui001rui on 24th Jun 2006
| Customer Service | 4/10 |
|---|---|
| Ease of Use | 7/10 |
| Overall value | 0/10 |
| | |
I have had an account with Halifax since 2003 (Current account), and in all these years they did not give me any privileges, such as overdrafts. However, when a direct debit is paid in my account and the money is not there, they are too quick in charging £39. I have applied for an overdraft but they do not give it to me (maybe because they are getting more in not giving). So far (2006) I have paid something like £273 in charges. Last month I applied for a student account because I am off to university, but it was declined. I am going to HSBC because it seems that they are one of the best.
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