halifax student current account review

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Average Ratings
Customer Service1.9/10 Based on 11 ratings
Ease of Use2.7/10 Based on 11 ratings
Overdraft Facility0.8/10 Based on 2 ratings
Overall rating1.6/10
6% Recommended1 out of 17 Reviews

Review of Halifax Student Current Account

By rui001rui on 24th Jun 2006

rui001rui's Ratings
Customer Service4/10
Ease of Use7/10
Overall value0/10
no rui001rui's recommendation

Good Points

Bad Points

General Comments

I have had an account with Halifax since 2003 (Current account), and in all these years they did not give me any privileges, such as overdrafts. However, when a direct debit is paid in my account and the money is not there, they are too quick in charging £39. I have applied for an overdraft but they do not give it to me (maybe because they are getting more in not giving). So far (2006) I have paid something like £273 in charges. Last month I applied for a student account because I am off to university, but it was declined. I am going to HSBC because it seems that they are one of the best.

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