MBNA Platinum Plus Card Review

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MBNA Platinum Plus Card
1.2 stars
Average rating for this product is: 1.2 out of 5

From 2 ratings and 53 reviews

Thumb down 17% of users recommend this product

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jdw6480's Review of MBNA Platinum Plus Card

Overall Rating

0.5 stars
  • Value for money
    2.5 stars
  • Loyalty scheme
    No
  • Used card for
    1 year and over
  • Customer service
    0.5 stars
Good Points

The online site is very useful.


Bad Points

Their ethics seem very poor.


General Comments

I find MBNA's ethic so poor that I am closing my account of 7 years. They sent me a letter with a bold print cover page stating that it was a "brief summary". This "summary" stated many minor advantages, such as free additional cards and protection against fraud. However, the fine print (three legal size pages) of the letter had many surprises, such as
1. Adding a default clause, so that if I was every late in my payment the interest rate on my whole balance became 24.999%
2. They were raising my late fee charge
3. They were increasing my balance transfer fee
4. They were increasing my over limit fee

The fine print also included that if I did not agree to this, that I had to reply immediately these changes would take effect.

It seems obvious to me that they were required by law to add this last part, but did everything they could to make me miss it.


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