Halifax Mortgage Protection Insurance Review
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From 1 rating and 14 reviews
29% of users recommend this product
peterc's Review of Halifax Mortgage Protection Insurance
13th Jun 2006
Overall Rating
- Value for money

- Type of coverUnemployment
- Have you made a claimYes
- Customer Service

None
Bad Points
They don't pay out!! The terms of the policy are more punitive than the same cover they provide for personal loans.
General Comments
The definition of the circumstances surrounding unemployment are such that they either invite dishonesty on the part of the claimant, possibly involving the connivance of the employer, or require the claimant to enter a long and expensive legal process to demonstrate unfair dismissal. Since I would not countenance the former, nor could I afford the latter, it is clear that the Halifax Mortgage Protection Insurance policy is of little value.
As many newspaper articles have shown, payment protection is a rip-off. The sickness and accident component is better, and cheaper purchased via a broker, and the unemployment component is worthless anyway.
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