Natwest Loans Review

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1.3 stars
Average rating for this product is: 1.3 out of 5

From 0 ratings and 4 reviews

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kris1234's Review of Natwest Loans

Overall Rating

0 stars
  • Value for money
    0.5 stars
  • Loan Rate
    9.9%
Good Points

Money to your account quickly.


Bad Points

See below...


General Comments

I took a loan over 3.5 years ago for £15000 from Natwest for a term of 5 years. I went to see customer services, but none of them were willing to help when I asked about the Loan repayment. Every body were avoiding me until the bank closed. At last, I have been told that, even though I have paid off 12000 so far, out of £3500 interest I would pay in years I have already pad £3200, and if I pay the whole amount, I get no benefit. If I would have paid a year or earlier, my 2 months early repayment charge would have been £200 + per month, effectively paying a £500/- fine.

If you go to Natwest customer services will not help you at all.

If you try to cancel your Advantage Gold card, which is next to useless and costs £10 you will be on hold for at least 1 hour. (I would recommend you give that money to some charity).

You have to visit the bank 3 to 4 times if you need to make changes to your address.

Not recommended at all!


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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No